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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,812 | $138,076-32.8% | $123,553-24.9% | $135,380-31.4% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -6.47% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $7,352 | $5,152+42.7% | $4,628+58.9% | $4,779+53.8% |
| Participant deferral / active EE | $10,405 | $6,800+53.0% | $6,426+61.9% | $5,609+85.5% |
| Admin fee / account holder | $4,186 | $10,917-61.7% | $9,284-54.9% | $10,828-61.3% |