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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,916 | $148,629+41.9% | $135,982+55.1% | $139,487+51.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.77% | 79.33%-54.6pp | 68.32%-43.6pp | 373.84%-349.1pp |
| Employer contribution / active EE | $8,749 | $5,247+66.8% | $4,859+80.1% | $4,755+84.0% |
| Participant deferral / active EE | $14,531 | $8,102+79.3% | $7,760+87.3% | $6,713+116.5% |
| Admin fee / account holder | $8,108 | $12,406-34.6% | $10,767-24.7% | $11,407-28.9% |