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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,434 | $88,702+25.6% | $81,780+36.3% | $145,978-23.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.84% | 1029.12%-1021.3pp | 776.27%-768.4pp | 550.52%-542.7pp |
| Employer contribution / active EE | $4,905 | $3,084+59.0% | $2,914+68.3% | $4,662+5.2% |
| Participant deferral / active EE | $7,677 | $4,645+65.3% | $4,321+77.7% | $6,690+14.8% |
| Admin fee / account holder | $3,270 | $8,414-61.1% | $7,384-55.7% | $13,400-75.6% |