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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,824 | $90,607-31.8% | $79,467-22.2% | $135,380-54.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.82% | 977.74%-982.6pp | 718.30%-723.1pp | 519.81%-524.6pp |
| Employer contribution / active EE | $6,472 | $3,068+111.0% | $2,800+131.1% | $4,779+35.4% |
| Participant deferral / active EE | $7,681 | $4,050+89.6% | $3,704+107.4% | $5,609+36.9% |
| Admin fee / account holder | $1,530 | $5,895-74.0% | $5,104-70.0% | $10,828-85.9% |