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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,939 | $96,643-22.5% | $86,617-13.5% | $139,456-46.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.72% | 106.57%-96.9pp | 591.91%-582.2pp | 373.45%-363.7pp |
| Employer contribution / active EE | $8,057 | $3,264+146.8% | $3,023+166.5% | $4,753+69.5% |
| Participant deferral / active EE | $8,971 | $4,835+85.5% | $4,437+102.2% | $6,711+33.7% |
| Admin fee / account holder | $1,893 | $6,406-70.4% | $5,613-66.3% | $11,407-83.4% |