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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,939 | $96,678-22.5% | $86,640-13.5% | $139,466-46.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.72% | 106.69%-97.0pp | 592.52%-582.8pp | 373.66%-363.9pp |
| Employer contribution / active EE | $8,057 | $3,265+146.7% | $3,024+166.4% | $4,754+69.5% |
| Participant deferral / active EE | $8,971 | $4,837+85.5% | $4,438+102.1% | $6,712+33.7% |
| Admin fee / account holder | $1,893 | $6,410-70.5% | $5,616-66.3% | $11,409-83.4% |