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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,090 | $100,911-18.7% | $90,440-9.2% | $158,966-48.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 8.99% | 1726.62%-1717.6pp | 1294.38%-1285.4pp | 302.95%-294.0pp |
| Employer contribution / active EE | $6,852 | $3,690+85.7% | $3,263+110.0% | $4,762+43.9% |
| Participant deferral / active EE | $1,597 | $4,348-63.3% | $3,964-59.7% | $5,983-73.3% |
| Admin fee / account holder | $2,185 | $6,507-66.4% | $5,615-61.1% | $11,250-80.6% |