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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,474 | $89,532-47.0% | $103,447-54.1% | $80,925-41.3% |
| Participation rate | 66.7% | 76.0%-9.4pp | 80.5%-13.9pp | 67.7%-1.0pp |
| Annual return | 12.00% | 22.80%-10.8pp | 23.92%-11.9pp | 35.65%-23.6pp |
| Employer contribution / active EE | $2,217 | $4,023-44.9% | $4,678-52.6% | $2,756-19.5% |
| Participant deferral / active EE | $5,468 | $5,459+0.2% | $6,624-17.4% | $4,299+27.2% |
| Admin fee / account holder | $19,098 | $6,774+181.9% | $9,415+102.8% | $6,940+175.2% |