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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,097 | $88,370-70.5% | $112,977-76.9% | $79,852-67.3% |
| Participation rate | 70.3% | 76.8%-6.5pp | 82.6%-12.2pp | 69.6%+0.7pp |
| Annual return | 24.38% | 23.16%+1.2pp | 24.24%+0.1pp | 31.72%-7.3pp |
| Employer contribution / active EE | $1,837 | $3,398-45.9% | $4,255-56.8% | $2,471-25.7% |
| Participant deferral / active EE | $3,982 | $4,536-12.2% | $5,836-31.8% | $3,740+6.5% |
| Admin fee / account holder | $699 | $5,750-87.8% | $6,294-88.9% | $5,306-86.8% |