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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,285 | $81,947-77.7% | $105,387-82.7% | $72,975-74.9% |
| Participation rate | 75.0% | 76.5%-1.5pp | 82.6%-7.6pp | 69.5%+5.5pp |
| Annual return | 29.36% | 42.90%-13.5pp | 26.82%+2.5pp | 81.01%-51.7pp |
| Employer contribution / active EE | $1,923 | $3,468-44.6% | $4,213-54.4% | $2,440-21.2% |
| Participant deferral / active EE | $4,175 | $4,494-7.1% | $5,502-24.1% | $3,608+15.7% |
| Admin fee / account holder | $1,482 | $6,258-76.3% | $6,559-77.4% | $5,124-71.1% |