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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,319 | $103,966-58.3% | $112,899-61.6% | $75,173-42.4% |
| Participation rate | 62.2% | 75.7%-13.5pp | 80.5%-18.3pp | 67.2%-5.0pp |
| Annual return | 17.25% | 24.54%-7.3pp | 34.11%-16.9pp | 160.72%-143.5pp |
| Employer contribution / active EE | $1,687 | $3,870-56.4% | $4,566-63.1% | $2,671-36.8% |
| Participant deferral / active EE | $4,119 | $5,456-24.5% | $6,516-36.8% | $4,126-0.2% |
| Admin fee / account holder | $1,666 | $7,663-78.3% | $7,047-76.4% | $5,651-70.5% |