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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,291 | $99,079-66.4% | $78,002-57.3% | $273,972-87.8% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.5%+12.0pp | 83.0%+4.5pp |
| Annual return | -4.69% | 217.93%-222.6pp | 425.99%-430.7pp | 41.46%-46.1pp |
| Employer contribution / active EE | $1,244 | $3,308-62.4% | $2,470-49.6% | $4,869-74.4% |
| Participant deferral / active EE | $1,394 | $4,306-67.6% | $3,497-60.1% | $5,287-73.6% |
| Admin fee / account holder | $2,479 | $8,954-72.3% | $5,481-54.8% | $10,133-75.5% |