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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,433 | $105,866-19.3% | $90,766-5.9% | $134,545-36.5% |
| Participation rate | 41.2% | 78.3%-37.1pp | 75.7%-34.5pp | 81.2%-40.1pp |
| Annual return | -14.73% | -10.99%-3.7pp | -12.16%-2.6pp | 418.37%-433.1pp |
| Employer contribution / active EE | $1,233 | $3,464-64.4% | $2,922-57.8% | $4,742-74.0% |
| Participant deferral / active EE | $3,140 | $5,217-39.8% | $4,565-31.2% | $6,401-50.9% |
| Admin fee / account holder | $239 | $13,938-98.3% | $8,446-97.2% | $11,431-97.9% |