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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,216 | $116,203-45.6% | $93,621-32.5% | $152,909-58.7% |
| Participation rate | 47.1% | 78.1%-31.0pp | 75.8%-28.8pp | 82.5%-35.4pp |
| Annual return | 19.76% | 35.96%-16.2pp | 32.76%-13.0pp | 345.46%-325.7pp |
| Employer contribution / active EE | $1,212 | $3,219-62.3% | $2,719-55.4% | $4,764-74.6% |
| Participant deferral / active EE | $3,468 | $4,605-24.7% | $4,070-14.8% | $5,851-40.7% |
| Admin fee / account holder | $200 | $10,751-98.1% | $7,890-97.5% | $11,601-98.3% |