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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,783 | $127,790-29.0% | $106,555-14.8% | $167,536-45.8% |
| Participation rate | 41.2% | 78.3%-37.1pp | 76.1%-35.0pp | 82.1%-40.9pp |
| Annual return | 12.11% | 33.88%-21.8pp | 26.80%-14.7pp | 478.82%-466.7pp |
| Employer contribution / active EE | $1,358 | $3,428-60.4% | $2,819-51.8% | $4,839-71.9% |
| Participant deferral / active EE | $3,072 | $5,088-39.6% | $4,399-30.2% | $6,342-51.6% |
| Admin fee / account holder | $239 | $11,229-97.9% | $7,408-96.8% | $12,315-98.1% |