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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL6 years Filed as: LPL FINANCIAL - RPCP Service code 27 · EIN 95-2834236 | Advisory (Plan) | $57,646 |
THE VANGUARD GROUP, INC.6 years Service code 15 · EIN 23-1945930 | Recordkeeping | $27,349 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,333 | $101,653-45.6% | $147,080-62.4% | $74,459-25.7% |
| Participation rate | 53.1% | 75.6%-22.4pp | 82.2%-29.1pp | 67.2%-14.1pp |
| Annual return | 19.22% | 8754.98%-8735.8pp | 420.17%-401.0pp | 1369.70%-1350.5pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,933-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $8,420 | $7,304+15.3% | $8,066+4.4% | $4,350+93.6% |
| Admin fee / account holder | $312 | $1,752-82.2% | $12,989-97.6% | $1,945-83.9% |