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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL - RPCP Service code 27 · EIN 95-2834236 | Advisory (Plan) | $48,947 |
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $28,758 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,860 | $41,647-21.1% | $96,192-65.8% | $86,821-62.2% |
| Participation rate | 51.7% | 50.3%+1.4pp | 68.4%-16.7pp | 72.3%-20.6pp |
| Annual return | 17.46% | 27.24%-9.8pp | 192.09%-174.6pp | 97.94%-80.5pp |
| Employer contribution / active EE | $0 | $1,328-100.0% | $2,799-100.0% | $2,406-100.0% |
| Participant deferral / active EE | $6,375 | $2,412+164.3% | $4,351+46.5% | $4,132+54.3% |
| Admin fee / account holder | $220 | $169+29.6% | $5,539-96.0% | $170+29.4% |