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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,623 | $148,582+82.8% | $135,942+99.8% | $139,456+94.8% |
| Participation rate | 70.0% | 83.9%-13.9pp | 81.9%-11.9pp | 80.3%-10.3pp |
| Annual return | 9.27% | 79.26%-70.0pp | 68.28%-59.0pp | 373.45%-364.2pp |
| Employer contribution / active EE | $4,397 | $5,245-16.2% | $4,858-9.5% | $4,753-7.5% |
| Participant deferral / active EE | $10,930 | $8,101+34.9% | $7,759+40.9% | $6,711+62.9% |
| Admin fee / account holder | $2,357 | $12,402-81.0% | $10,764-78.1% | $11,407-79.3% |