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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,105 | $165,381+88.7% | $149,730+108.4% | $158,966+96.3% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 8.38% | 348.29%-339.9pp | 276.70%-268.3pp | 302.95%-294.6pp |
| Employer contribution / active EE | $5,376 | $5,104+5.3% | $4,645+15.7% | $4,762+12.9% |
| Participant deferral / active EE | $13,955 | $7,182+94.3% | $6,843+103.9% | $5,983+133.2% |
| Admin fee / account holder | $3,128 | $10,809-71.1% | $9,310-66.4% | $11,250-72.2% |