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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,257 | $138,075+41.4% | $123,552+58.0% | $135,379+44.2% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -4.16% | 153.70%-157.9pp | 119.20%-123.4pp | 519.79%-523.9pp |
| Employer contribution / active EE | $4,807 | $5,152-6.7% | $4,628+3.9% | $4,779+0.6% |
| Participant deferral / active EE | $10,655 | $6,800+56.7% | $6,426+65.8% | $5,609+90.0% |
| Admin fee / account holder | $19,978 | $10,917+83.0% | $9,285+115.2% | $10,828+84.5% |