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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,270 | $157,276+57.2% | $141,177+75.1% | $152,885+61.7% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 14.31% | 64.33%-50.0pp | 71.40%-57.1pp | 345.39%-331.1pp |
| Employer contribution / active EE | $4,512 | $5,262-14.2% | $4,736-4.7% | $4,763-5.3% |
| Participant deferral / active EE | $10,134 | $7,110+42.5% | $6,710+51.0% | $5,851+73.2% |
| Admin fee / account holder | $14,817 | $12,123+22.2% | $10,263+44.4% | $11,598+27.7% |