Filed June 4, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,988 | $65,434+13.1% | $98,483-24.9% | $85,847-13.8% |
| Participation rate | 80.8% | 65.0%+15.8pp | 73.3%+7.4pp | 69.3%+11.5pp |
| Annual return | 14.28% | 21.75%-7.5pp | 1494.38%-1480.1pp | 318.61%-304.3pp |
| Employer contribution / active EE | $896 | $2,169-58.7% | $2,961-69.7% | $2,565-65.1% |
| Participant deferral / active EE | $3,585 | $3,168+13.2% | $4,276-16.2% | $3,952-9.3% |
| Admin fee / account holder | $838 | $4,595-81.8% | $5,953-85.9% | $6,261-86.6% |