Filed June 4, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,538 | $54,763-9.5% | $90,324-45.2% | $72,976-32.1% |
| Participation rate | 71.9% | 65.2%+6.8pp | 73.3%-1.4pp | 69.5%+2.4pp |
| Annual return | 20.31% | 30.63%-10.3pp | 78.15%-57.8pp | 81.02%-60.7pp |
| Employer contribution / active EE | $754 | $2,093-64.0% | $2,856-73.6% | $2,440-69.1% |
| Participant deferral / active EE | $3,015 | $2,887+4.4% | $3,885-22.4% | $3,608-16.4% |
| Admin fee / account holder | $2,759 | $3,973-30.6% | $5,356-48.5% | $5,124-46.1% |