Filed June 4, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,251 | $60,139+10.2% | $90,461-26.8% | $79,856-17.0% |
| Participation rate | 74.1% | 65.0%+9.1pp | 72.7%+1.4pp | 69.6%+4.4pp |
| Annual return | 15.11% | 71.96%-56.8pp | 1294.76%-1279.6pp | 31.71%-16.6pp |
| Employer contribution / active EE | $828 | $2,069-60.0% | $3,264-74.6% | $2,471-66.5% |
| Participant deferral / active EE | $3,372 | $2,939+14.7% | $3,964-14.9% | $3,741-9.9% |
| Admin fee / account holder | $772 | $3,978-80.6% | $5,617-86.3% | $5,306-85.4% |