Filed June 4, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,774 | $58,258+52.4% | $81,820+8.5% | $80,925+9.7% |
| Participation rate | 65.7% | 63.5%+2.3pp | 72.4%-6.7pp | 67.7%-1.9pp |
| Annual return | 13.46% | 41.76%-28.3pp | 777.93%-764.5pp | 35.65%-22.2pp |
| Employer contribution / active EE | $847 | $2,345-63.9% | $2,915-71.0% | $2,756-69.3% |
| Participant deferral / active EE | $3,407 | $3,284+3.8% | $4,323-21.2% | $4,299-20.7% |
| Admin fee / account holder | $1,846 | $4,976-62.9% | $7,391-75.0% | $6,940-73.4% |