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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,003 | $109,908-25.4% | $97,161-15.6% | $145,978-43.8% |
| Participation rate | 54.5% | 75.9%-21.4pp | 72.7%-18.1pp | 80.3%-25.7pp |
| Annual return | 11.53% | 243.80%-232.3pp | 75.36%-63.8pp | 550.52%-539.0pp |
| Employer contribution / active EE | $527 | $3,077-82.9% | $2,723-80.6% | $4,662-88.7% |
| Participant deferral / active EE | $2,606 | $4,679-44.3% | $4,265-38.9% | $6,690-61.0% |
| Admin fee / account holder | $1,725 | $6,213-72.2% | $5,647-69.4% | $13,400-87.1% |