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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,003 | $110,039-25.5% | $97,260-15.7% | $145,884-43.8% |
| Participation rate | 54.5% | 75.9%-21.4pp | 72.7%-18.1pp | 80.3%-25.8pp |
| Annual return | 11.53% | 244.44%-232.9pp | 75.54%-64.0pp | 551.85%-540.3pp |
| Employer contribution / active EE | $527 | $3,074-82.8% | $2,721-80.6% | $4,662-88.7% |
| Participant deferral / active EE | $2,606 | $4,674-44.2% | $4,262-38.9% | $6,690-61.0% |
| Admin fee / account holder | $1,725 | $6,204-72.2% | $5,640-69.4% | $13,392-87.1% |