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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,296 | $117,433-67.4% | $99,475-61.5% | $152,897-75.0% |
| Participation rate | 61.5% | 77.5%-16.0pp | 73.8%-12.3pp | 82.5%-20.9pp |
| Annual return | 24.16% | 31.87%-7.7pp | 30.72%-6.6pp | 345.43%-321.3pp |
| Employer contribution / active EE | $1,192 | $3,013-60.4% | $2,540-53.1% | $4,764-75.0% |
| Participant deferral / active EE | $4,265 | $4,086+4.4% | $3,619+17.9% | $5,851-27.1% |
| Admin fee / account holder | $500 | $7,634-93.5% | $6,252-92.0% | $11,599-95.7% |