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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,930 | $110,248-40.2% | $95,728-31.1% | $139,456-52.7% |
| Participation rate | 63.6% | 75.7%-12.1pp | 72.3%-8.6pp | 80.3%-16.7pp |
| Annual return | 15.58% | 27.16%-11.6pp | 28.40%-12.8pp | 373.45%-357.9pp |
| Employer contribution / active EE | $1,112 | $3,258-65.9% | $2,835-60.8% | $4,753-76.6% |
| Participant deferral / active EE | $4,812 | $4,675+2.9% | $4,245+13.4% | $6,711-28.3% |
| Admin fee / account holder | $888 | $6,607-86.6% | $5,673-84.3% | $11,407-92.2% |