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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,099 | $154,193+191.9% | $130,045+246.1% | $139,466+222.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 10.04% | 32.51%-22.5pp | -137.30%+147.3pp | 373.66%-363.6pp |
| Employer contribution / active EE | $2,424 | $5,292-54.2% | $4,321-43.9% | $4,754-49.0% |
| Participant deferral / active EE | $11,474 | $6,709+71.0% | $5,820+97.1% | $6,712+70.9% |
| Admin fee / account holder | $2,044 | $13,989-85.4% | $10,600-80.7% | $11,409-82.1% |