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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,282 | $135,645+141.3% | $110,243+196.9% | $135,380+141.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -3.24% | 513.24%-516.5pp | 314.76%-318.0pp | 519.81%-523.0pp |
| Employer contribution / active EE | $8,423 | $4,907+71.7% | $3,827+120.1% | $4,779+76.3% |
| Participant deferral / active EE | $13,308 | $5,507+141.7% | $4,672+184.8% | $5,609+137.3% |
| Admin fee / account holder | $7,245 | $11,458-36.8% | $8,548-15.2% | $10,828-33.1% |