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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,607 | $113,941+132.2% | $94,229+180.8% | $125,389+111.0% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 1.58% | 5.29%-3.7pp | 10.68%-9.1pp | 282.24%-280.7pp |
| Employer contribution / active EE | $6,868 | $4,727+45.3% | $3,587+91.5% | $4,866+41.1% |
| Participant deferral / active EE | $8,142 | $5,179+57.2% | $4,320+88.4% | $5,352+52.1% |
| Admin fee / account holder | $4,872 | $8,392-41.9% | $6,269-22.3% | $9,541-48.9% |