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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,829 | $142,409+208.9% | $119,634+267.6% | $134,545+226.9% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.3%+9.6pp | 81.2%+7.7pp |
| Annual return | -11.91% | -12.46%+0.5pp | -14.98%+3.1pp | 418.37%-430.3pp |
| Employer contribution / active EE | $7,978 | $5,224+52.7% | $4,232+88.5% | $4,742+68.3% |
| Participant deferral / active EE | $11,050 | $6,468+70.8% | $5,601+97.3% | $6,401+72.6% |
| Admin fee / account holder | $64,255 | $13,594+372.7% | $10,329+522.1% | $11,431+462.1% |