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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,741 | $144,130+126.0% | $117,861+176.4% | $147,586+120.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 10.37% | 531.20%-520.8pp | 335.11%-324.7pp | 578.59%-568.2pp |
| Employer contribution / active EE | $5,533 | $4,897+13.0% | $3,786+46.1% | $4,876+13.5% |
| Participant deferral / active EE | $12,483 | $5,316+134.8% | $4,482+178.5% | $5,439+129.5% |
| Admin fee / account holder | $2,374 | $10,887-78.2% | $8,021-70.4% | $10,886-78.2% |