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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,805 | $81,763+123.6% | $58,561+212.2% | $139,466+31.1% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 17.33% | 7427.77%-7410.4pp | 4251.33%-4234.0pp | 373.66%-356.3pp |
| Employer contribution / active EE | $1,669 | $1,398+19.4% | $1,053+58.5% | $4,754-64.9% |
| Participant deferral / active EE | $5,955 | $2,555+133.1% | $1,923+209.6% | $6,712-11.3% |
| Admin fee / account holder | $1,335 | $3,273-59.2% | $2,520-47.1% | $11,409-88.3% |