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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,739 | $84,551+130.3% | $61,452+216.9% | $134,532+44.8% |
| Participation rate | 40.0% | 62.2%-22.2pp | 52.6%-12.6pp | 81.2%-41.2pp |
| Annual return | -18.46% | 585.39%-603.8pp | 338.96%-357.4pp | 418.27%-436.7pp |
| Employer contribution / active EE | $745 | $1,545-51.8% | $1,160-35.8% | $4,741-84.3% |
| Participant deferral / active EE | $3,432 | $2,818+21.8% | $2,125+61.5% | $6,401-46.4% |
| Admin fee / account holder | $1,654 | $2,587-36.1% | $2,131-22.4% | $11,429-85.5% |