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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,095 | $107,030+18.7% | $73,550+72.8% | $147,586-13.9% |
| Participation rate | 44.4% | 66.4%-21.9pp | 54.9%-10.5pp | 82.8%-38.4pp |
| Annual return | 14.45% | 38.25%-23.8pp | -15.16%+29.6pp | 578.59%-564.1pp |
| Employer contribution / active EE | $472 | $1,760-73.2% | $1,219-61.3% | $4,876-90.3% |
| Participant deferral / active EE | $2,162 | $2,458-12.0% | $1,804+19.9% | $5,439-60.2% |
| Admin fee / account holder | $47,190 | $3,055+1444.6% | $2,320+1934.3% | $10,886+333.5% |