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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,754 | $90,320-27.2% | $59,496+10.5% | $125,389-47.6% |
| Participation rate | 66.7% | 68.3%-1.6pp | 54.6%+12.1pp | 83.2%-16.5pp |
| Annual return | -4.79% | 369.13%-373.9pp | 182.05%-186.8pp | 282.24%-287.0pp |
| Employer contribution / active EE | $576 | $1,792-67.8% | $1,153-50.0% | $4,866-88.2% |
| Participant deferral / active EE | $2,414 | $2,716-11.1% | $1,829+32.0% | $5,352-54.9% |
| Admin fee / account holder | $1,487 | $3,063-51.5% | $2,232-33.4% | $9,541-84.4% |