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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829 | Advisory (Plan) | $21,733 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,838 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,405 | $59,191+18.9% | $76,767-8.3% | $56,289+25.1% |
| Participation rate | 52.3% | 75.2%-22.9pp | 77.0%-24.6pp | 69.9%-17.5pp |
| Annual return | -5.84% | 6.62%-12.5pp | 2.43%-8.3pp | -9.96%+4.1pp |
| Employer contribution / active EE | $1,634 | $1,759-7.1% | $2,485-34.3% | $2,111-22.6% |
| Participant deferral / active EE | $2,782 | $3,255-14.5% | $3,852-27.8% | $3,350-16.9% |
| Admin fee / account holder | $190 | $489-61.1% | $6,675-97.1% | $521-63.5% |