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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,611 | $153,769-11.2% | $133,975+2.0% | $273,972-50.1% |
| Participation rate | 84.6% | 88.4%-3.8pp | 87.1%-2.4pp | 83.0%+1.6pp |
| Annual return | 12.27% | 36.51%-24.2pp | 29.29%-17.0pp | 41.46%-29.2pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,887 | $6,958-44.1% | $6,282-38.1% | $5,287-26.5% |
| Admin fee / account holder | $2,914 | $11,765-75.2% | $9,324-68.7% | $10,133-71.2% |