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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,913 | $185,312-51.5% | $161,489-44.3% | $154,746-41.9% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 2.82% | 103.84%-101.0pp | 89.72%-86.9pp | 172.34%-169.5pp |
| Employer contribution / active EE | $2,064 | $4,769-56.7% | $4,268-51.7% | $4,379-52.9% |
| Participant deferral / active EE | $5,837 | $6,350-8.1% | $5,630+3.7% | $6,730-13.3% |
| Admin fee / account holder | $290,257 | $18,654+1456.0% | $16,006+1713.5% | $14,365+1920.5% |