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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,531 | $202,342-17.7% | $172,753-3.6% | $152,909+8.9% |
| Participation rate | 76.9% | 87.1%-10.1pp | 82.6%-5.7pp | 82.5%-5.5pp |
| Annual return | 30.04% | 1029.88%-999.8pp | 803.00%-773.0pp | 345.46%-315.4pp |
| Employer contribution / active EE | $1,528 | $5,857-73.9% | $5,144-70.3% | $4,764-67.9% |
| Participant deferral / active EE | $4,208 | $5,948-29.3% | $5,198-19.0% | $5,851-28.1% |
| Admin fee / account holder | $15,988 | $17,112-6.6% | $13,956+14.6% | $11,601+37.8% |