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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,899 | $197,637+1.7% | $177,848+13.0% | $158,982+26.4% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 19.72% | 58.77%-39.0pp | 48.33%-28.6pp | 302.99%-283.3pp |
| Employer contribution / active EE | $2,216 | $6,698-66.9% | $5,919-62.6% | $4,763-53.5% |
| Participant deferral / active EE | $3,089 | $8,405-63.3% | $7,714-60.0% | $5,983-48.4% |
| Admin fee / account holder | $2,090 | $15,406-86.4% | $12,431-83.2% | $11,252-81.4% |