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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,312 | $69,012-57.5% | $160,037-81.7% | $68,490-57.2% |
| Participation rate | 70.0% | 65.4%+4.6pp | 78.0%-8.0pp | 67.9%+2.1pp |
| Annual return | -14.83% | -9.65%-5.2pp | 408.95%-423.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $2,493 | $2,212+12.7% | $4,226-41.0% | $2,597-4.0% |
| Participant deferral / active EE | $611 | $4,212-85.5% | $6,184-90.1% | $4,028-84.8% |
| Admin fee / account holder | $987 | $4,798-79.4% | $8,716-88.7% | $5,403-81.7% |