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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,356 | $65,395-53.6% | $182,558-83.4% | $72,976-58.4% |
| Participation rate | 75.9% | 65.4%+10.4pp | 78.0%-2.1pp | 69.5%+6.4pp |
| Annual return | 14.76% | 27.68%-12.9pp | 148.59%-133.8pp | 81.02%-66.3pp |
| Employer contribution / active EE | $4,974 | $1,911+160.3% | $4,076+22.0% | $2,440+103.9% |
| Participant deferral / active EE | $1,234 | $3,563-65.4% | $5,526-77.7% | $3,608-65.8% |
| Admin fee / account holder | $4,867 | $4,245+14.7% | $8,594-43.4% | $5,124-5.0% |