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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,015 | $70,684-66.0% | $169,397-85.8% | $75,177-68.1% |
| Participation rate | 77.1% | 64.8%+12.3pp | 77.2%0pp | 67.2%+9.9pp |
| Annual return | 12.35% | 36.38%-24.0pp | 406.23%-393.9pp | 160.75%-148.4pp |
| Employer contribution / active EE | $1,852 | $2,211-16.3% | $4,013-53.9% | $2,671-30.7% |
| Participant deferral / active EE | $809 | $4,310-81.2% | $6,223-87.0% | $4,126-80.4% |
| Admin fee / account holder | $7,280 | $5,404+34.7% | $9,017-19.3% | $5,651+28.8% |