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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,431 | $72,027-59.1% | $185,861-84.2% | $79,856-63.1% |
| Participation rate | 81.3% | 65.8%+15.5pp | 78.0%+3.2pp | 69.6%+11.6pp |
| Annual return | 10.88% | 23.13%-12.2pp | 35.96%-25.1pp | 31.71%-20.8pp |
| Employer contribution / active EE | $2,898 | $1,965+47.5% | $4,088-29.1% | $2,471+17.3% |
| Participant deferral / active EE | $716 | $3,780-81.1% | $5,634-87.3% | $3,741-80.9% |
| Admin fee / account holder | $1,840 | $4,513-59.2% | $9,503-80.6% | $5,306-65.3% |