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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER ROAD · WALTHAM, MA 02453 | Advisory (Plan) | $38,549 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,504 |
MERCADIEN PC, CPAS1 year Filed as: MERCADIEN PC CPAS Service code 10 3625 QUAKERBRIDGE RD. · HAMILTON, NJ 08619 | Accounting | $16,500 |
Service code 13 21 CHESTER PIKE · RIDLEY PARK, PA 19078 | Contract Administrator | $11,256 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,776 | $86,938+33.2% | $102,423+13.0% | $80,925+43.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 14.87% | 18.89%-4.0pp | 29.42%-14.6pp | 35.65%-20.8pp |
| Employer contribution / active EE | $6,853 | $2,369+189.3% | $3,023+126.7% | $2,756+148.6% |
| Participant deferral / active EE | $5,246 | $4,120+27.3% | $5,054+3.8% | $4,299+22.0% |
| Admin fee / account holder | $478 | $8,053-94.1% | $9,455-94.9% | $6,940-93.1% |