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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,599 | $67,602+14.8% | $82,312-5.7% | $70,126+10.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 17.13% | 21.57%-4.4pp | 25.88%-8.8pp | 73.15%-56.0pp |
| Employer contribution / active EE | $4,976 | $1,755+183.6% | $2,428+104.9% | $2,343+112.4% |
| Participant deferral / active EE | $3,927 | $2,987+31.4% | $3,706+5.9% | $3,332+17.9% |
| Admin fee / account holder | $7,748 | $4,512+71.7% | $5,608+38.2% | $4,645+66.8% |