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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,128 | $168,635-79.8% | $147,617-76.9% | $125,389-72.8% |
| Participation rate | 38.9% | 88.8%-49.9pp | 84.6%-45.7pp | 83.2%-44.3pp |
| Annual return | -3.47% | 77.65%-81.1pp | 61.98%-65.5pp | 282.24%-285.7pp |
| Employer contribution / active EE | $0 | $6,252-100.0% | $5,564-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,183 | $5,507-60.4% | $4,895-55.4% | $5,352-59.2% |
| Admin fee / account holder | $381 | $13,580-97.2% | $11,612-96.7% | $9,541-96.0% |