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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,328 | $167,353-83.1% | $143,797-80.3% | $134,545-78.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.99% | 0.48%-24.5pp | -0.04%-24.0pp | 418.37%-442.4pp |
| Employer contribution / active EE | $5,376 | $5,620-4.3% | $4,952+8.6% | $4,742+13.4% |
| Participant deferral / active EE | $1,848 | $6,447-71.3% | $5,638-67.2% | $6,401-71.1% |
| Admin fee / account holder | $2,110 | $18,096-88.3% | $14,679-85.6% | $11,431-81.5% |