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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,358 | $202,342-89.4% | $172,753-87.6% | $152,909-86.0% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 19.27% | 1029.88%-1010.6pp | 803.00%-783.7pp | 345.46%-326.2pp |
| Employer contribution / active EE | $4,304 | $5,857-26.5% | $5,144-16.3% | $4,764-9.6% |
| Participant deferral / active EE | $2,076 | $5,948-65.1% | $5,198-60.1% | $5,851-64.5% |
| Admin fee / account holder | $19,151 | $17,112+11.9% | $13,956+37.2% | $11,601+65.1% |